function setLanguage(){language=$('html[lang="fr"]')[0]?"fr":"en"}function fixColumnHeight(){var n=0;$(".section_advisor .rte").each(function(t,i){$(i).attr("style","");$(i).height()>n&&(n=$(i).height())});$(".section_advisor .rte").height(n)}function a11yLinks(n,t){$(n).each(function(){$this=$(this);a11yTitleText=$this.find(".name-data")[0]?$this.find(".name-data img")[0]?$this.find(".name-data img").attr("alt"):$this.find(".name-data").text().trim():$this.find(t).text().trim();a11yTitleText||(a11yTitleText=globalName);$this.find("[data-a11y]").each(function(){var i,t,r,n;let u=$(this).attr("data-a11y");switch(u){case"email":language=="fr"?$(this).attr({"aria-label":"send email to "+a11yTitleText+" at "+$(this).attr("href").split("mailto:").pop()}):$(this).attr({"aria-label":"send email to "+a11yTitleText+" at "+$(this).attr("href").split("mailto:").pop()});break;case"phone":t=$(this).text().replace(/\D/g,"").split("").join(". 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n=$(this),t;n.is(":checked")?(t=n.val(),s.is(":checked")&&(r.removeClass("stop"),i.removeClass("disabled"),i.removeAttr("disabled"))):(r.addClass("stop"),i.addClass("disabled"),i.attr("disabled","disabled"))});s.on("change",function(){var n=$(this),t;n.is(":checked")?(t=n.val(),t=="Yes existing customer"?e.hide():e.show(),o.is(":checked")&&(r.removeClass("stop"),i.removeClass("disabled"),i.removeAttr("disabled"))):(r.addClass("stop"),i.addClass("disabled"),i.attr("disabled","disabled"))});n.find(".select-all").on("change",function(){var t=$(this),n;t.is(":checked")?(n=language=="fr"?"D\u00e9s\u00e9lectionner tout":"Unselect all",t.siblings("label").text(n)):(n=language=="fr"?"S\u00e9lectionner tout":"Select all",t.siblings("label").text(n));e.find("fieldset input").prop("checked",this.checked)});var h=n.find("#appointment-row-2").hide(),c=n.find("#appointment-row-3").hide(),l=0;n.find(".add-more-dates").on("click",function(){var n=$(this);l==0?(h.show(),h.find("input.datepicker").focus()):(n.hide(),c.show(),c.find("input.datepicker").focus());l++});n.wizard({beforeForward:function(r,e){var h,o,s;if($([document.documentElement,document.body]).animate({scrollTop:n.offset().top-t},500,function(){e.step.focus({preventScroll:!0})}),e.step.find("input:text, input:password, input:file, select, textarea").val(""),e.step.find("input:radio, input:checkbox").prop("checked",!1),e.stepIndex===1||e.stepIndex===2)i.hide(),f.show(),u.show(),e.stepIndex===1?(h=language=="fr"?"Envoyer un message":"Send Message",u.text(h)):(h=language=="fr"?"Envoyer la demande":"Send Request",u.text(h)),clearValidation(n);else if(e.stepIndex===3||e.stepIndex===4){f.hide();u.hide();e.stepIndex===3?(s=n.find("#email-me-form"),o=n.find("#email-me-success")):(s=n.find("#request-appt-form"),o=n.find("#request-appt-success"));var y=s.find("[name=firstName]").val(),p=s.find("[name=lastName]").val(),w=s.find("[name=emailAddress]").val(),c=s.find("[name=phoneNumber]").val();c||(c=s.find("[name=phoneNumberReq]").val());var b=s.find("[name=rsvp-time-to-call]").val(),k=s.find("[name=comment]").val(),l=s.find("[name=appointment1]").val(),a=s.find("[name=appointment2]").val(),v=s.find("[name=appointment3]").val(),d=s.find("[name=appointmentTime1]").val(),g=s.find("[name=appointmentTime2]").val(),nt=s.find("[name=appointmentTime3]").val();y&&p?o.find(".td-contact-info-name").append("<p>"+y+" 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t=$(this),r=t.find("button[name=forward]"),u=t.find("button[name=backward]"),i=t.find("button[name=process]");t.wizard({beforeForward:function(r,u){if($([document.documentElement,document.body]).animate({scrollTop:t.offset().top-n},500,function(){u.step.focus({preventScroll:!0})}),u.step.find("input:text, input:password, input:file, select, textarea").val(""),u.step.find("input:radio, input:checkbox").prop("checked",!1),u.stepIndex===1){i.hide();var f=t.find(".step.td-form-success"),e=t.find(".step.submit"),l=e.find("[name=firstName]").val(),a=e.find("[name=lastName]").val(),v=e.find("[name=emailAddress]").val(),o=e.find("[name=phoneNumber]").val();o||(o=e.find("[name=phoneNumberReq]").val());var y=e.find("[name=rsvp-time-to-call]").val(),p=e.find("[name=comment]").val(),s=e.find("[name=appointment1]").val(),h=e.find("[name=appointment2]").val(),c=e.find("[name=appointment3]").val(),w=e.find("[name=appointmentTime1]").val(),b=e.find("[name=appointmentTime2]").val(),k=e.find("[name=appointmentTime3]").val();l&&a?f.find(".td-contact-info-name").append("<p>"+l+" "+a+"<\/p>"):f.find(".td-contact-info-name").hide();v?f.find(".td-contact-info-email").append("<p>"+v+"<\/p>"):f.find(".td-contact-info-email").hide();o?f.find(".td-contact-info-phone").append("<p>"+o+"<\/p>"):f.find(".td-contact-info-phone").hide();y?f.find(".td-contact-info-best-time").append("<p>"+y+"<\/p>"):f.find(".td-contact-info-best-time").hide();p?f.find(".td-contact-info-comments").append("<p>"+p+"<\/p>"):f.find(".td-contact-info-comments").hide();s?w?f.find(".td-contact-info-appointments").append("<p>"+s+", 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languageChange(){var n=window.location.href,t,i;language=="fr"?($(".td_rq_link-to-top").addClass("td_rq_link-to-top-fr"),t=n.replace("fr/",""),$(".lang-en").attr("href",t)):(t=n.substring(0,n.lastIndexOf("/")+1),i=n.substring(n.lastIndexOf("/")+1,n.length),t=t+"fr/"+i,$(".lang-fr").attr("href",t))}function contactBannerBorder(){$(".td-container-contact--group").each(function(){$this=$(this);$this.parents("section").first().hasClass("gray-bg")&&$this.parents("section").first().prevAll("section").first().hasClass("gray-bg")&&$this.parents("section").first().prevAll("section").first().find(".td-container-banner")[0]&&$this.addClass("border-top")});$(".td-container-contact--individual").each(function(){$this=$(this);$this.parents("section").first().nextAll("section").first().find(".td-container-about")[0]&&$this.addClass("border-bottom")})}function bannerScroll(){var n,t;if(!isMobile&&!isIE){n=$(".td-header-nav").outerHeight();$(".td-contentarea > section:first-child 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content--arrow-prev"><span class="td-icon td-icon-leftCaret" aria-hidden="true"><\/span><span class="td-forscreenreader">Previous<\/span><\/button>',nextArrow:'<button type="button" class="content--arrow content--arow-next"><span class="td-icon td-icon-rightCaret  aria-hidden="true""><\/span><span class="td-forscreenreader">Next<\/span><\/button>'});$(".td-container-text--quote-testimonials .slick-slide").each(function(){$(this).removeAttr("aria-describedby")});$(".td-container-text--quote-testimonials .slick-track").each(function(){$(this).attr("aria-label","Slider")})}function advisorModalLink(){if(!isMobile)$(".content--advisor").on("click",function(){$(this).find("a").click()});$(".content--advisor a").on("click",function(n){n.stopPropagation()})}function advisorModal(n){var t,r;if(a11yLinks(".td-modal--advisor"),isIOS){$(n.target).hasClass(".td-cta")?$(n.target).addClass("last-focus"):$(n.target).parents(".td-cta").addClass("last-focus");$(".td-modal--advisor .td-button-close").click(function(){$(".last-focus").trigger("touchstart")});$(".last-focus").on("touchstart",function(){$(this).focus().removeClass("last-focus")})}t=$(".td-modal--advisor .h2").text();language=="fr"?$(".td-modal--advisor .td-modal").attr("aria-label","Contenu modal d'"+t):$(".td-modal--advisor .td-modal").attr("aria-label",t+" modal content");r=t.substring(t.lastIndexOf(" "),t.length);t=t.substring(0,t.lastIndexOf(" "));var e=language=="fr"?'<div class="td-cta-wrap">En savoir plus sur '+t+'<span class="td-link-lastword">'+r+'<span class="td-icon td-icon-downCaret" aria-hidden="true"><\/span><\/span><\/div>':"Read more about "+t+'<span class="td-link-lastword">'+r+'<span class="td-icon td-icon-downCaret" aria-hidden="true"><\/span><\/span>',u=$(".bio-read-more"),o=u.text(),f=570,s=o.length;s>f&&(u.expander("destroy").expander({slicePoint:f,expandEffect:"slideDown",expandText:e,expandPrefix:"...",userCollapse:!1,preserveWords:!0,summaryClass:"content--show",detailClass:"content--hidden",moreLinkClass:"td-cta td-cta--style td-cta--expand",beforeExpand:function(){$(".content--show .read-more").remove();var u=$(this).find(".content--show").html(),n=$(this).find(".content--hidden").html(),t=$(this).find(".content--show").html().length,f=n.substring(0,t),r=[...u],e=[...f];for(i=0;i<r.length;i++)r[i]!=e[i]&&(t=t-1);n=n.substring(0,t)+"<span class='read-more-start sr-only' tabindex='-1'>Read more content start<\/span>"+n.substring(t);$(this).find(".content--hidden").html(n)},afterExpand:function(){$(".read-more-start").focus()}}),u.find(".td-cta").wrap('<div class="td-cta-wrap"><\/div>').attr("role","button"))}function wealthConsiderations(){$(".td-container-wealth-considerations 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i=$this.data("url")||$this.attr("data-url"),t=document.createElement("input");t.setAttribute("value",i);document.body.appendChild(t);t.select();document.execCommand("copy");document.body.removeChild(t);$this.tooltip("hide").attr("data-original-title",n).tooltip("show");setTimeout(function(){$this.tooltip("hide")},1e3)})}function filterVideo(n){n.find(".filter select").on("change",function(){resetExpandContent(n);var t=n.find(".list-show .td-col"),r=n.find(".list-show .td-col").not(this.value),i=this.value=="*"?n.find(".list-show .td-col"):n.find(this.value);t.animate({opacity:0});t.promise().done(function(){r.hide();i.show();expandContent(n,6);i.animate({opacity:1},500)})})}function filterNewsletters(n){n.find(".filter select").on("change",function(){resetExpandContent(n);var t=n.find(".list-show .td-row"),r=n.find(".list-show .td-row").not(this.value),i=this.value=="*"?n.find(".list-show 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r(n,t){$("#category-"+n+"-drop-header").text(t[0]);$("#category-"+n+"-drop-body").text(t[1]);$("#category-"+n+"-drop-may-be-you").text(t[2]);$("#category-"+n+"-drop-consider").text(t[3])}var i=!1,n,t;console.log(language);language=="fr"?(console.log("true"),n=new DiscoveryCalculator($("#personality-questionnaire"),[{meaning:{LOW:"L\u2019id\u00e9e d\u2019un plan \u00e0 long terme vous pla\u00eet, mais, \u00e9tant ax\u00e9 davantage sur le pr\u00e9sent, vous avez tendance \u00e0 voir l\u2019\u00e9pargne comme une d\u00e9pense.",AVERAGE:"Vous savez vraisemblablement trouver l\u2019\u00e9quilibre entre vos plans pour le futur et l\u2019envie occasionnelle d\u2019\u00eatre impulsif.",HIGH:"Vous avez tendance \u00e0 aimer l\u2019ordre et les plans. Vous \u00eates un excellent \u00e9pargnant ou, du moins, vous avez le potentiel de l\u2019\u00eatre."},"td-helps":{LOW:"L\u2019\u00e9laboration d\u2019un plan de gestion de patrimoine peut vous aider \u00e0 trouver l\u2019\u00e9quilibre entre les consid\u00e9rations financi\u00e8res \u00e0 court et \u00e0 long terme.",AVERAGE:"Il peut tout de m\u00eame \u00eatre rassurant d\u2019avoir un plan de gestion de patrimoine pour se faire une id\u00e9e de l\u2019incidence \u00e0 long terme de cet \u00e9quilibre.",HIGH:"Mettez \u00e0 jour les testaments, les procurations, les successions et les fiducies et passez en revue les polices d\u2019assurance pour rep\u00e9rer les lacunes."},header:{LOW:"Dans le moment pr\u00e9sent",AVERAGE:"Rationnel",HIGH:"Disciplin\u00e9"}},{meaning:{LOW:"Vous restez g\u00e9n\u00e9ralement calme face aux obstacles et avez moins tendance \u00e0 paniquer que la majorit\u00e9 des gens.",AVERAGE:"Vous avez tendance \u00e0 rester calme face aux obstacles.",HIGH:"Vous avez tendance \u00e0 \u00eatre davantage contrari\u00e9 par les obstacles que la majorit\u00e9 des gens."},"td-helps":{LOW:"Passez en revue les sc\u00e9narios hypoth\u00e9tiques pour vous assurer de comprendre plusieurs situations possibles",AVERAGE:"Revoyez l\u2019historique des march\u00e9s avec un conseiller avant d\u2019apporter des changements \u00e0 votre strat\u00e9gie de placement.",HIGH:"Envisagez la planification successorale et d\u2019assurance, car la planification pour les urgences vous tient \u00e0 c\u0153ur."},header:{LOW:"Imperturbable",AVERAGE:"Calme",HIGH:"Prompt \u00e0 r\u00e9agir"}}],{CP:["Paralysie du choix","La tendance \u00e0 figer devant un trop grand nombre d\u2019options.","Vous pourriez regarder votre avenir financier et vous sentir paralys\u00e9 par la vaste gamme d\u2019options et d\u2019activit\u00e9s qui vous attendent.","Collaborer avec un conseiller pourrait vous aider \u00e0 d\u00e9terminer vos priorit\u00e9s de gestion de patrimoine et \u00e0 \u00e9tablir un plan qui vous aidera \u00e0 atteindre ces objectifs. Vous et votre conseiller pourriez choisir de vous concentrer sur quelques options plut\u00f4t que de vous disperser."],RTLIN:["R\u00e9ticence \u00e0 mat\u00e9rialiser les pertes","Vous avez tendance \u00e0 ne pas \u00eatre \u00e0 l\u2019aise parce que vous n\u2019aimez pas l\u2019id\u00e9e de mat\u00e9rialiser des pertes.","Vous n\u2019aimez pas mat\u00e9rialiser des pertes et pr\u00e9f\u00e9rez mat\u00e9rialiser des gains. Cela peut \u00eatre un obstacle particulier \u00e0 la r\u00e9alisation de pertes fiscales dans vos comptes non enregistr\u00e9s \u00e0 la fin de l\u2019ann\u00e9e.","Si vous avez de la difficult\u00e9 \u00e0 mat\u00e9rialiser une perte, il pourrait \u00eatre avantageux pour vous de r\u00e9fl\u00e9chir \u00e0 une fa\u00e7on de mieux investir les fonds dans d\u2019autres placements."],STF:["Vision \u00e0 court terme","Tendance \u00e0 valoriser les r\u00e9sultats rapides et \u00e0 minimiser les r\u00e9sultats \u00e0 plus long terme.","Avez-vous du mal \u00e0 visualiser vos revenus et d\u00e9penses \u00e0 la retraite ou \u00e0 \u00e9pargner en vue d\u2019un objectif futur?","Voyez un conseiller pour obtenir des outils facilitant l\u2019estimation de vos liquidit\u00e9s \u00e0 la retraite. Vous pouvez faire des d\u00e9p\u00f4ts r\u00e9guliers dans un compte de placement pour financer ce qui importe."],FB:["Familiarit\u00e9","Tendance \u00e0 investir de fa\u00e7on excessive dans ce qui vous est familier.","Privil\u00e9giez-vous des entreprises ou industries que vous connaissez (p. ex. dans lesquelles vous travaillez)? Cette approche peut mener \u00e0 une concentration excessive dans un secteur en particulier.","Travaillez avec un conseiller pour concevoir un portefeuille diversifi\u00e9."],STN:["Sensibilit\u00e9 au bruit","Par \u00ab bruit \u00bb s\u2019entend l\u2019information r\u00e9cente qui vous porte \u00e0 remettre en question vos strat\u00e9gies de placement \u00e9tablies.","Apportez-vous des changements de fa\u00e7on r\u00e9active \u00e0 votre portefeuille au mauvais moment selon le bruit des m\u00e9dias? Les d\u00e9cisions fond\u00e9es sur le bruit peuvent nuire \u00e0 votre portefeuille.","Faites-vous une opinion \u00e9clair\u00e9e en fouillant un peu plus loin, au-del\u00e0 des manchettes et consultez un conseiller avant d\u2019apporter des changements \u00e0 votre portefeuille."],LA:["Aversion aux pertes","Tendance \u00e0 se concentrer davantage sur les pertes que sur les gains.","R\u00e9agiriez-vous plus fortement \u00e0 une perte de 10 % qu\u2019\u00e0 un gain de 10 % de valeur dans le cadre de votre portefeuille?","Avec un conseiller, r\u00e9\u00e9valuez votre tol\u00e9rance au risque pour concevoir un plan qui vous convient. Un plan d\u2019assurance ou successoral officiel pourrait \u00eatre une option pour vous."],A:["Ancrage","L\u2019ancrage est la tendance \u00e0 trop se fier au premier\u00a0\u00e9l\u00e9ment d\u2019information fourni (l\u2019ancre) lors de la prise de d\u00e9cisions.","Par exemple, si vous achetez des actions \u00e0 15\u00a0$ et que leur prix chute \u00e0 10\u00a0$, vous pourriez d\u00e9cider d\u2019attendre que l\u2019action remonte \u00e0 15\u00a0$ avant de vendre. Il s\u2019agit d\u2019un exemple possible de situation d\u2019ancrage.","Si vous r\u00e9alisez que le prix d\u2019achat d\u2019un investissement vous sert de point de rep\u00e8re pour \u00e9valuer vos prochaines op\u00e9rations de n\u00e9gociation, posez-vous la question suivante\u00a0: \u00ab\u00a0Est-ce que je l\u2019ach\u00e8terais au prix actuel?\u00a0\u00bb Si la r\u00e9ponse est non, vous \u00eates vraisemblablement ancr\u00e9 sur le prix d\u2019achat original."],UOP:["Sous-estimation de la planification","Il s\u2019agit de la tendance \u00e0 sous-estimer le temps et les ressources n\u00e9cessaires pour certaines t\u00e2ches.","Par exemple, procrastiner dans le cadre d\u2019un gros projet, pour ensuite travailler sans rel\u00e2che \u00e0 l\u2019approche de la date limite. Cela peut se traduire par un fonds d\u2019urgence sous-financ\u00e9, une \u00e9pargne-retraite insuffisante, des assurances inad\u00e9quates ou des objectifs financiers qui tardent \u00e0 se concr\u00e9tiser.","Il pourrait \u00eatre avantageux de travailler avec un conseiller \u00e0 l\u2019\u00e9laboration d\u2019un plan officiel de placement et de gestion de patrimoine."],FE:["Effet de cadrage","La tendance \u00e0 r\u00e9agir diff\u00e9remment au m\u00eame probl\u00e8me selon la fa\u00e7on dont il est pr\u00e9sent\u00e9","R\u00e9agiriez-vous de la m\u00eame fa\u00e7on selon qu\u2019on vous annonce que votre portefeuille d\u2019un million de dollars a perdu 10\u00a0% de sa valeur ou 100\u00a0000\u00a0$?","\u00c9valuez le rendement de votre portefeuille \u00e0 partir de divers points de vue. Soyez conscient de votre r\u00e9action selon les diff\u00e9rentes mesures (p.\u00a0ex. pourcentages ou montants en dollars)."]})):n=new DiscoveryCalculator($("#personality-questionnaire"),[{meaning:{LOW:"While you value the idea of long-term planning, you may be more focused on the present which may make saving for future feel like an expense.",AVERAGE:"You likely exhibit a balance between planning for the future and occasionally being impulsive.",HIGH:"You tend to value order and creating plans. You are, or can be, a great saver."},"td-helps":{LOW:"A wealth plan to help evenly balance out immediate and future financial considerations.",AVERAGE:"A wealth plan to provide comfort in seeing how this balance plays out over the long term.",HIGH:"Updating wills, POA,  Estates & Trusts as well as reviewing insurance policies for gaps."},header:{LOW:"In the moment",AVERAGE:"Sensible",HIGH:"Self-disciplined"}},{meaning:{LOW:"You tend to remain composed in the face of obstacles in general and are less likely to panic than the average person.",AVERAGE:"You tend to be composed in the face of obstacles.",HIGH:"When faced with obstacles, it may cause discomfort more than the average person."},"td-helps":{LOW:"Review 'what if' scenarios to ensure you understand multiple possible circumstances.",AVERAGE:"Revisiting the market history with an advisor before making changes to your investment strategy.",HIGH:"Insurance and estate planning as you value contingency planning."},header:{LOW:"Calm under pressure",AVERAGE:"Steady",HIGH:"Quick to react"}}],{CP:["Choice paralysis","The tendency to be overwhelmed by too many options.","You may look at your financial future and feel paralyzed by the vast array of options and activities ahead.","Working with an advisor to identify your wealth priorities and develop a wealth plan to help achieve those goals. You and your advisor could choose to focus on a few options as opposed too many."],RTLIN:["Resistance to locking in losses","The tendency to feel uncomfortable because you do not like the idea of locking in losses.","You do not like the idea of locking in losses and are more comfortable locking in gains. This can be a particular obstacle for tax loss harvesting in non-registered accounts at the end of the year.","If you have a hard time realizing a loss, it may be beneficial for you to consider how the money may be better deployed in other investments instead."],STF:["Short term focus","The tendency to value a reward that arrives sooner and to discount a reward that arrives later.","You may have a hard time visualizing retirement income and expenses or have difficulty saving for a future goal.","Asking an advisor about tools that can help you estimate cash flows in retirement. You may set up regular deposits to an investment account to save for what matters to you."],FB:["Familiarity","The tendency to over-invest in what you are familiar with.","You may have a tendency to invest more heavily in companies or industries you know (e.g. companies or industries in which you work). This could lead to an overconcentration in a specific sector.","Working with an advisor to help you develop a diversified portfolio."],STN:["Sensitivity to noise","'Noise' is recent information that can tempt you to second guess your established investment strategies.","You may be tempted to make reactionary changes to your portfolio at inopportune times based on noise in the media. 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